It may be that the detailed work of money coaching isn’t what you feel you need. You just need some help to get your head around your changing circumstances. Someone to bounce ideas off who doesn’t stand to benefit from the decisions you make. Someone who can point out the pitfalls that other people in your situation have discovered before you. What you need is a Thinking Partner. Whether you’ve suddenly come into money and are needing guidance with how to manage it, or your life is changing and you want to sort out the financial aspect of that, having a thinking partner makes the transition much easier.
I’m Rich – What Now?
To become suddenly wealthy is something we've all daydreamed about. Fantasies of not having to struggle to pay bills, helping loved ones out, and spending your days enjoying luxury make sudden wealth seem like it would be the ultimate blessing. The reality of sudden money can be very different. There may be some initial excitement where you feel like you're living the dream, but then reality sets in. It's true sudden wealth can solve many of the problems you used to have, however, it brings a set of different issues along with it. You can imagine the responses you’d get from people around you if you expressed your concerns to them: “Huh! Must be nice to have your problems!” “If that money is so much trouble, just give it to me!” But you feel unanchored. You used to know how much was too much to spend and a sense of when the money would run out. Now, all your old ideas about “too much” are meaningless.
- How much can you spend?
- How much can you give away?
- How do you figure out who or what to give to, and how much to give?
- How do you invest this much money?
- Who can you trust?
- Will having all this money turn you into someone you don’t like?
- Do you have to change where you shop, what you wear, or where you holiday now that you’re rich?
- When will this money run out? You know that the money you now have isn’t endless.
How many stories have you heard about people ending up worse off than before they got their money? You don’t want to be one of them. But you also don’t want to be someone who lives in poverty and dies with millions in the bank. And just to complicate things further, it’s likely that the way the money came to you is bringing up its own set of difficult emotions.
- If you’ve sold a business, you may miss working in a way you didn’t anticipate.
- If you’ve been divorced, having the money may force you to confront that the relationship really is over.
- Inheritances and life insurance pay outs can be especially complicated, as you deal with the grief of the loss of a loved one at the same time as your financial life changes.
- Even lottery winners report feelings of guilt and sometimes shame at how they came by their money. I can help you figure out what your answers are to all your questions.
I can help you figure out the answer to “what now?” Contact me, we’ll talk for 30 minutes and decide if this is right for you. Visit this page for pricing on thinking partner packages.
There’s nothing like starting a new chapter to make you re-assess the direction of your life. Whether you’re starting out, starting over or finishing up, the transition can bring to the surface your dreams for the future, your worries about what might go wrong, and your regrets over past decisions. Your money touches all of these things, because money touches every aspect of your life in some way, big or small. Sometimes you just need a thinking partner for a few short sessions. Other times you can take advantage of the transition to begin a whole new practice with your money, and set yourself up to achieve your dreams, disempower your worries, and stop accumulating more regret. If you are:
- Starting tertiary study
- Beginning a new job with either higher or lower income than you’ve been used to
- Beginning or ending a relationship where your finances are mingled
- Planning to start a family
- Coming into a large sum of money
Then I can help you make sense of both your past financial behaviour, and your new situation. By organising your money, you can make your money take your life in the direction that you want it to go. If you’d like to find out more, contact me. We’ll talk for 30 minutes and decide if this is right for you. Visit this page for pricing on thinking partner packages.
"As a young(ish) adult, I had never thought a lot about my financial future, or even considered what options I had. Sarah is a true wealth of knowledge and I cannot recommend her enough ."
I'm very happy to have money coaching from Sarah. Every session gives me a good impression, and she tells me very useful tips that changes my mind set which hasn't been facing how I spend money, tracking, discipline myself. She is a great coach with her friendly nature with funny joke to understand whole picture of how to manage money step by step.